Health Insurance Marketplace Open Enrollment
You know it! It’s that riveting time of the year when you get to pick your health insurance plan for 2020. Well, guess what? It’s still happening! And we’re here to help clarify a few final things.
We help individuals with all aspects of enrollment and plan management, and our services are paid for by the carrier in most cases during Open Enrollment!
Every year Dublin Health & Benefit Group enrolls thousands of individuals in Affordable Care Act plans through the marketplace or directly through the carrier, and on Medicare supplemental plans, Medicare Advantage plans, and Part D Prescription plans.
We advise individuals on how to best achieve a tax credit, and how to manage their finances to retain their tax credit throughout the year. We help individuals select their next health plan, verify coverage based on their needs, and help ensure their providers and medications are covered under their elected plan.
Now, if you’re reading this, that means you know the importance of keeping up with this deadline. Anyone who misses the Open Enrollment deadline (November 1-December 15) will not be eligible to enroll in an ACA medical plan for 2020 unless there is a Special Enrollment Period you qualify for…more on that below.
Medicare Open Enrollment
Medicare Open Enrollment is just as stringent. Anyone seeking to make changes to their Medicare Advantage plan or Part D Prescription plan must do so between October 15-December 7. Learn more about Medicare options
Here’s what you need to know about Special Enrollment Period (SEP)
A time outside the yearly Open Enrollment when you can buy health insurance.
You can qualify for SEP if you’ve experienced what’s known as a “life-changing” event.
Examples of life-changing events:
- turning 26 and aging off your parent’s plan
- getting married
- adopting a child
- losing health coverage
- having a baby
If you’re unsure that you qualify for a life-changing event but are seeking medical insurance, give Dublin Health & Benefit Group a call to see if you qualify. Most SEP’s have a 30-60 day window of opportunity so make that call soon!
As always, if you have any questions whatsoever, please call our friendly customer service team: 603-563-8820. We know health insurance is complex and confusing, and we’re here to help simplify things for you.
We’ll see you during Open Enrollment!
– The Team at Dublin Health & Benefit Group, LLC